Personal Accident Insurance
Introduction
This insurance applies to amateur rugby in New Zealand and is funded by the NZRU.
Who is covered?
All teams including senior players, reserves, coaches, managers, rugby administration (whilst acting in an official capacity), medical professionals as well as a referee, ball boys and two touch judges on match days.
Cover is only provided to persons between the ages of 5 and 64.
What is covered?
Primary school players
(under 12 years of age) are covered under Items 2 to 7 only and whilst playing or practising only.
Education Fund
If an amount is payable to a primary, intermediate or secondary school player up to the age of 18 under Items 2 to 7, then an additional payment of $15,000 will be made to that player to set up an education fund.
| Cover | Payment |
|---|---|
| 1. Accidental death | $125,000 |
| 2. Permanent total disablement | $125,000 |
| 3. Permanent and incurable paralysis of all limbs | $125,000 |
| 4. Permanent total loss of sight of both eyes | $125,000 |
| 5. Permanent total loss of sight of one eye | $125,000 |
| 6. Permanent loss of use or loss of two limbs | $50,000 |
| 7. Permanent total loss of use or loss of one limb | $50,000 |
as a result of accident (illness/sickness is not covered).
When and where are you covered?
Engaging or playing in official club matches or activities including championships, club or representative matches or activities.
Engaging in organised training or practice for activities as described in 1 above.
Uninterrupted travel directly between the matches or activities in 1 or 2 above and the person's residence or place of employment.
Staying away from the person's home district during a tour for the purposes of participation in representative matches or activities.
Engaging in official speaking or presentation engagements for the sporting organisation to which the person belongs.
Policy Document
The policy contains a number of exclusions and conditions. Please contact JLT Sport for further information.
How to Apply
This insurance is funded by the NZRU and is provided to everyone listed under Who is covered?. If you have any queries contact JLT Sport.